Create a College Savings Plan in 5 Minutes With Hylland Capital
4 Ways to Reduce High State Income Taxes
How much should you be saving each month into your child's college savings fund?
If you have no idea, you are not alone.
But it is important to find out because for most families, college represents one of their household's largest expenses. That means the combination of getting started early combined with a little bit of planning can go a long way.
You Should Be Taking More Risk In Your Fixed Income Investments
Although often overshadowed by the higher federal tax rates, state income taxes can take a large bite out of earnings. Thankfully, there are a few options to reduce your state tax bill. For those in highly taxed states, simple changes like saving using treasury bills instead of bank CDs for your cash savings could knock off hundreds of dollars per year in your state tax bill. What else can you do? Here is a quick list:
Iowans: Here is How the New Tax Law Affects You
You probably know you should be adding bonds to your portfolio as you age. But what type of bonds? Here we look at historic default rates and today’s interest rates to see if it makes sense for you to play it safe with Treasuries, or buy up higher yielding corporate bonds.
What do Fiduciary, Fee-Only, and Independent Mean?
This week, Iowa’s Governor signed sweeping changes to the state’s tax code into law. In general, Iowa’s new tax law aims to lower personal income tax rates, while aligning the state tax law with the new federal tax law. Here are a two of the most important changes that will affect most Iowans:
Hylland Capital End of Year 2017 Letter to Clients
The financial industry is notorious for making things complicated, and basic terminology that describes how a financial advisor operates is no different.
The terms Fiduciary, Fee-Only, and Independent are thrown around a lot. But what do they actually mean?
Fiduciary. Fee-Only. Independent. Here is what is important when selecting an Investment Advisor
Below is a portion of our end of year letter to clients for 2017. Omitted is any personal information that would be included before this section such as client name, account balance, performance, mention of individual holdings, etc. We manage each client's account individually, and therefore each client's performance is unique.
What is the Value of a Financial Advisor?
Terms like Fee-Only, Fiduciary, and Independent Financial Advisor get thrown around a lot - But what do they really mean? Here are some examples on how we are different than your Northwestern Mutuals and Edward Jones of the world
Small Business Retirement Series: The Simple IRA
Is getting your finances in order one of your New Year's resolutions? Great! But your work may just be getting started.
19 Questions to Ask Your Financial Adviser
As a small business owner, just thinking of setting up a workplace retirement plan is probably giving you nightmares. However, SIMPLE IRAs allow for quick and easy setup and upkeep. Here is what you need to know:
Jason Zweig is out with his weekly "Intelligent Investor" column in the Wall Street Journal this weekend, where he lists 19 questions that you should ask any prospective (or current) financial adviser.
We thought we would put our answers to his questions here for current clients and prospects to see: